Help & Guides

Watchlist lets you track stocks and ETFs you are interested in without adding them to your portfolio.

Dividend Yield shows the available annual dividend yield relative to the current market price. Dividend information may change or be delayed.

52W High is the highest available market price for the security during approximately the previous 52 weeks.

Drop from High shows approximately how far the latest price is below its current 52-week high.

KIFOLIO uses third-party market data that may be delayed or updated at a different time from your brokerage.

The arrows let you change the display order of symbols in your Watchlist.

My ETF Simulator is a planning tool that lets you create a target ETF allocation for each account, review ETF information, and simulate how that allocation would have performed using available historical prices and dividends. It does not place trades or change your brokerage account.

Yes. Each account can have its own ETF mix and target allocation. This allows you to maintain different ETF strategies for different brokerage or investment accounts.

Target Allocation is the percentage you choose for each ETF in the selected account. It represents your planned allocation and does not automatically reflect your actual brokerage holdings.

The ETF percentages together represent the entire target mix, so the total allocation must equal 100%.

Estimated Dividend Yield is an estimate based on the dividend yields currently available for the ETFs and their target weights in your mix. Dividend information may change or be delayed.

The Investment Simulator estimates how your selected ETF mix would have performed using available historical prices and dividend data. You can enter an initial investment, choose a recurring investment amount and frequency, and select a simulation period.

Initial $ is the amount invested at the beginning of the simulation. The amount is allocated among the ETFs according to your target allocation.

Recurring $ is the amount added repeatedly during the simulation. Each recurring investment is allocated among the ETFs according to your target allocation.

You can simulate Daily, Weekly, Every 2 Weeks, or Monthly recurring investments. Daily investments use available trading days.

These options select the requested historical simulation period. The simulation uses available historical data up to the selected period. If one or more ETFs do not have enough history, KIFOLIO uses the common available history and displays a Limited History notice.

The simulation starts from the earliest date for which all ETFs in the selected mix have usable historical data. KIFOLIO displays a Limited History notice when the requested period cannot be fully simulated.

If one or more ETFs in the mix began trading later or do not have five full years of historical data available, the simulation is limited to the common history shared by all ETFs in the mix.

Total Invested is the initial investment plus all recurring contributions made during the simulated period.

No Reinvestment shows the estimated ending value when dividends are kept as cash instead of being used to purchase additional ETF shares.

Dividend Reinvested shows the estimated ending portfolio value when eligible dividends are used to purchase additional shares during the historical simulation.

Reinvestment Benefit is the estimated difference between the Dividend Reinvested result and the No Reinvestment result. It illustrates the historical effect of reinvesting dividends during the simulated period.

KIFOLIO estimates dividend reinvestment using available historical dividend information and the cached closing price on the ex-dividend date or the next available trading day. Actual brokerage reinvestment prices may differ.

The Investment Simulator includes the timing of your initial investment and recurring contributions. An ETF's historical Total Return measures the performance of an investment over a defined historical period without modeling your recurring contribution schedule. Because the calculations answer different questions, the percentages may differ.

Open an ETF's detail page to review its Price History, available historical periods, Year-by-Year Breakdown, Price Return, Total Return, and Total Return CAGR.

Price Return measures the change in ETF price. Total Return includes price changes plus the estimated effect of reinvesting dividends.

CAGR is the Compound Annual Growth Rate. It expresses a multi-year Total Return as an estimated average annual compounded rate.

These buttons change the historical period displayed on an individual ETF's price chart. MAX shows the longest price history currently available in KIFOLIO.

The 200-Day Moving Average shows the ETF's average closing price over approximately the last 200 trading days. KIFOLIO also shows how the current price compares with this average.

Top 10 Holdings shows the available largest underlying holdings for an ETF. It is not a complete list of every security held by the ETF.

Sector Allocation shows the available sector composition for an individual ETF. ETF sector composition can change over time and may differ depending on data availability and classification methods.

Popular ETFs are informational examples organized into categories such as Broad Market, Growth / Nasdaq, and Dividend / Income. They are not a live popularity ranking or an investment recommendation.

No. Simulation results are historical estimates based on available cached market and dividend data. They do not predict future performance and may differ from actual brokerage results. Taxes, fees, trading costs, and other factors may not be included.

No. My ETF Simulator is a planning and informational tool. It does not recommend an ETF, allocation, investment amount, or investment strategy and does not guarantee any investment result.

Options Tracker helps you record and review option positions, premiums, expiration dates, strike prices, and other position details. It is a tracking and calculation tool and does not place trades with your brokerage.

KIFOLIO supports Covered Calls, Cash-Secured Puts, Long Calls, Long Puts, and Custom / Multi-Leg strategies.

Custom / Multi-Leg includes strategies such as Vertical Call Spreads, Vertical Put Spreads, Iron Condors, Iron Butterflies, Straddles, Strangles, and custom option combinations.

KIFOLIO uses the premium, strike price, contracts, and other position details you enter, along with the available underlying price, to calculate values such as total premium received, strike distance, price difference, and effective sale price.

KIFOLIO uses the premium, strike price, contracts, and other position details you enter to calculate values such as total premium received, cash required, strike distance, price difference, and break-even price.

Cash Sources let you track funds that you consider available to support Cash-Secured Put positions.

You can add a cash amount or a supported security, such as a short-term Treasury ETF, and choose what percentage of its value should count as available cash.

Count as Cash % controls how much of a Cash Source is included in Available Cash for Options. For example, if a security has a market value of $1,000 and you set Count as Cash to 80%, KIFOLIO counts $800 as available cash.

The summary compares your Available Cash for Options with the total cash required by your active Cash-Secured Put positions. It can show remaining available cash or a cash shortfall.

When supported market data is available, KIFOLIO can use the security's available market price to calculate its market value and counted cash amount. Market information may be delayed and is not guaranteed to be real-time.

P/L Review helps you review recorded options profit and loss by year, month, and strategy. It includes summaries of received and paid amounts based on your recorded option activity.

No. You should verify the final status of an option with your brokerage and update or close the position in KIFOLIO as appropriate.

No. Options Tracker records and calculates information you enter or import. It does not place, modify, or close trades with your brokerage.

Investment Notes let you save personal investment notes in KIFOLIO. You can optionally add a ticker, choose a category, pin important notes, and search your saved notes.

Investment Notes support General, Buy/Sell, Options, Dividend, and Split categories. Adding a ticker is optional.

Yes. Turn on Show on Home, select a start date, and choose how long the note should appear. Available display periods are 1 day, 3 days, or 7 days.

A scheduled note appears beginning on the selected start date and remains visible for the selected number of days. For example, a note starting August 28 with a 3-day duration appears on August 28, August 29, and August 30.

The note automatically stops appearing on the Home screen, but the Investment Note itself is not deleted. It remains available in Investment Notes.

The Home screen displays up to three currently active scheduled notes. Tap View All to open Investment Notes and view your full note list.

No. Investment Notes are shared across KIFOLIO and are not tied to one specific portfolio account.

Yes. Investment Notes are included in Stocks & Options backup and Everything backup. They are not included in a Current Account-only backup or a Crypto-only backup.

KIFOLIO lets you back up the current portfolio account, all Stocks & Options data, Crypto data, or everything together in one Full Backup.

Current Account Backup saves only the currently selected portfolio account. It includes that account's Portfolio, received dividends, dividend goal, Options, and My ETF Simulator.

No. Watchlist and Market Drop settings are shared across accounts, so they are not included in an individual account backup.

This backup includes all portfolio accounts, Dividend, Market Drop, Options, My ETF Simulator, Watchlist, Investment Notes, and related app settings.

Crypto Backup includes crypto portfolio holdings, tracked coins, custom drop levels, the selected reference-high period, and locally stored Crypto settings.

Backup Everything creates one Full Backup containing both Stocks & Options data and Crypto data.

Yes. Restore Into This Account lets you restore an account backup into the currently selected portfolio account.

Yes. Restore Stocks Backup and Restore Crypto Backup allow you to restore those data sets separately.

Yes. Restore Full Backup restores the Stocks & Options and Crypto portions of a Full Backup together.

No. KIFOLIO does not upload these backup files to the Ki Dev Studio server. The backup file remains under your control.

Yes. Backup files may contain personal portfolio information. Keep them in a safe location and share them only with people you trust.

Create a Full Backup on your old device, save the backup file in a safe location, and then use Restore Full Backup on the new device.

No. KIFOLIO does not store your backup file on its server, so a lost backup file cannot be downloaded again from KIFOLIO.

Clear Current Account deletes Portfolio, Dividend, Options, and My ETF Simulator data for only the currently selected account. Other portfolio accounts and common app-wide tools remain.

Clear All Accounts deletes investment data from every portfolio account. Watchlist, Market Drop, Crypto data, and Settings remain on the device.

Clear Crypto Data deletes Crypto Portfolio and Crypto Tracker data only. Your stock portfolio accounts, dividends, options, Watchlist, Market Drop data, and Settings remain.

Clear All App Data removes KIFOLIO user data stored by the app on this device, including portfolio accounts, Watchlist, Market Drop, Investment Notes, Crypto data, and Settings.

No. Cleared data cannot be restored unless you previously created a KIFOLIO backup that contains the deleted information.

Yes. If you may need the information again, create the appropriate backup from Backup & Restore before clearing the data.

No. Clear Data only removes information stored by KIFOLIO. It does not delete, modify, close, or otherwise change holdings or information in your brokerage account.

Go to Settings → Profile, enter your preferred Display Name, and tap Save Display Name. The saved name will appear on the Home screen.

Yes. Go to Settings → Dark Mode and turn the switch on or off at any time.

When enabled, KIFOLIO can show upcoming option expirations on the Home screen. You can turn these alerts on or off in Settings.

When enabled, KIFOLIO can show Market Drop status and 52-week-high drop information on the Home screen. These indicators are informational only and are not buy or sell recommendations.

Go to Settings → Help & Information → Help & FAQs. This opens the KIFOLIO Help & Guides website, where you can find help for Portfolio, Dividend, Market Drop, My ETF Simulator, Options Tracker, Crypto Tracker, Backup & Restore, and other features.

Yes. Select KIFOLIO Introduction under Help & Information to view the introductory video.

Both are available under Settings → Legal & Information. You can open the Privacy Policy and Terms of Use directly from the app.

Market data may be obtained from third-party data providers and processed or cached by KIFOLIO before being displayed. You can review current data-source information under Settings → Legal & Information → Market Data & Sources.

No. Market prices may be delayed and can differ from prices displayed by your brokerage. Important financial information should be verified with your brokerage or another reliable source.

No. KIFOLIO does not place trades, move money, or change settings in your brokerage account.

Scroll to Settings → Legal & Information. The current app version is displayed near the bottom of the section.